Malvern and Paoli Pennsylvania real estate listings, home buying, selling and relocation information

Seniors are the fastest growing segment of property owners in the country. Anyone who has kept an eye on new development knows that many of the communities are being built with the 55-plus group in mind.

Some issues facing seniors are now being recognized not only by builders but also by real estate agents. The Senior Advantage Real Estate Council has pioneered an educational program that enlightens real estate agents on how to better serve their senior customers. Now seniors who need advice about their homes and rental properties can turn to Bill McGarrigle, an Associate Broker with RE/MAX Main Line in Paoli. I have been in the real estate business since 1985 and in July 2002 earned the Seniors Real Estate Specialist (SRES) professional designation by The Senior Advantage Real Estate Council. By earning the SRES designation, I have demonstrated the requisite knowledge, experience and expertise to be a seniors real estate specialist and counselor.

As a Seniors Real Estate Specialist, I help seniors make wise decisions about selling the family home, buying rental property, managing the capital gains and estate tax implications of owning real estate, obtaining a reverse mortgage, moving to a senior community, and other issues. Whether you are thinking about selling, investing, relocating, or plan to stay where you are forever, you will want to discover your options plus learn how to obtain and develop the maximum return on your hard-earned equity.

Places of Interest for Seniors

Dining	Historic Places
The Ship Inn Exton, PA Wyncote Golf Club Oxford, PA	East Vincent Township Spring City, PA Chadds Ford Historical Society Chadds Ford, PA
Museums	Shopping
Wharton Esherick Studio Valley Forge, PA National Constitution Center Philadelphis, PA	Nesting Feathers Kennett Square, PA Mykonos Chadds Ford, PA

I can be reached at 610-640-9300 or my direct number 610-640-9329 and by email to answer any questions or concerns you may have.

Also, you might want to check out the following web sites of interest to seniors:

Seniors Real Estate.com - The SRES Agent provides services specifically designed for persons who are 55 and older. They will begin with a customized approach to your situation and offer a variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay independent or finance assistance.
Eldercare - This government website offers a great deal of info for seniors and their family members. You will find anything from leagal and financial information to health and well being.

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What is the world's tallest monument?
A	The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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